Why you should have life insurance?

In this life we are always faced with the risk that, in general, is beyond our power. In risk management there are a few things in the risk of this:

* Avoiding risk in a way or to avoid any issues that may cause the occurrence of risk. For example, we're not crossing the road is not crowded so embrace by a car.
* Accept the risk. This means we lay down on whatever happens to the risk we will accept
* Minimize or anticipate the risk. For example we make with the house of a fire-resistant materials when we have the restaurant business often use the stove.
* Move or transfer the risk. For example, the move risks to other parties (insurance companies).

In the context of transferring risk to other parties in this case the insurance company (related to life insurance), there are some things that we need to anticipate:

* Died too early (in age)
* Disabled
* Critical Diseases

To the four things that become the basis or reasons why we buy life insurance and health insurance. Why? Due to these four things can cause that is what we plan for both ourselves and families can fall apart.

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